Furniture Care Plan

Sample Coverages & Exclusions

Please read this agreement carefully. It describes the protection you will receive in return for purchase of the Furniture Protect Care Plan. You must keep this agreement. Your sales invoice and receipt for the product purchased. They are integral parts of this agreement and you may be required to produce them to obtain service. You must maintain your covered product as recommended by the manufacturer's warranty, or furniture care instructions. Refer to the face of this agreement, the Declaration Page or Your sales invoice or receipt to determine the term of this Agreement and whether there is a deductible in order to obtain service.

NOTICE:

the purchase of this agreement is not required to either purchase your product or to obtain financing. Any person who knowingly and with to intent injure, defraud or deceive any insurer and files a statement of claim or any application containing false, incomplete or misleading information is guilty of a felony of the third degree.

Furniture Repair Plan

1- TERM: The term of this agreement begins on the date your product is delivered and continues for the period indicated on the face of this Agreement, the Declaration Page, or Your sales receipt or invoice. Coverage for stains and Accidental Damage is effective upon date of delivery. Coverage for manufacturer defects is effective upon the expiration of the shortest portion of the manufacturer's warranty and Selling Retailer's guarantee. THIS AGREEMENT DOES NOT REPLACE THE MANUFACTURER"S WARRANTY OR SELLING RETAILER"S GUARANTEE ON YOUR COVERED PRODUCT. In the event Your Covered Product is being serviced by an authorized service center when this agreement expires, the term of this Agreement will be extended until covered repair has been completed.

2- WHAT IS COVERED: We will cover only the following defect or damage to your product.
- A- Checking, cracking or peeling of the finish on solid wood, wood veneered or laminated furniture;
- B- Warping, cracking, breaking or separation of frame and frame components such as braces, legs, panels, trim and base molding, drawers and drawer guides, leaf and leaf tracks, tension supports, arms, aprons, pedestals and trestle base and legs, spindles and beams (except faux stone, marble and granite);
- C- The breaking or bending of mechanisms, springs and coils;
- D- Accidental punctures or rips to fabric, leather or vinyl;
- E- Accidental Chipping or gouges to wood and other case good surfaces (except faux stone, marble or granite) that penetrate the finish exposing the substrate;
- F- Failure of electrical components including clocks, motors, and hydraulics;
- G- Accidental breakage and loss of silvering to mirrors; accidental breakage of glass;
- H- Accidental stains, except as noted in "WHAT IS NOT COVERED", to area rugs, fabric, vinyl or leather (Except bubuck, suede and buffed leather) as a result of normal spoils from food and beverage and human or pet biological stains (except perspiration and hair and body oils); ball point pen ink, nail polish;
- I- Minor burn marks from a single incident caused by cigarette, cigar or a tobacco pipe;
- J- Liquid marks or rings to wood, veneered or laminate surfaces caused from household food and beverages, caused by a single incident; and
- K- Heat marks on wood, veneered or laminate surfaces from normal household items, caused by a single incident

Parts will be replaced at Our option with those of like kind and quality as determined by Us, and may be new or remanufactured. We do not guarantee color match on fabric, leather, vinyl or wood finishes. If the covered product (1) cannot be repaired, (2) if the cost of the repair exceeds the original purchase price, or (3) if the parts are no longer available or are discontinued by the manufacturer, the affected item will be replaced with a similar features as determined by Us, not to exceed the purchase price of the covered product, excluding sales tax, delivery and installation costs. YOU ARE RESPONSIBLE FOR ANY SALES TAX, DELIVERY AND INSTALLATION COSTS ASSOCIATED WITH A REPLACEMENT ITEM.

3- LIMIT OF LIABILITY: Our limit of liability for your covered product is the lesser of the cost of authorized repairs, or replacement with a product with similar features as determined by Us. In no event will our total liability for repairs or replacement exceed your purchase price for the Covered Product, excluding sales tax, delivery and installation. Upon replacement, We no longer have any obligation for the replaced product under this Agreement. Service costs, trip charges, breakdown charges, inspection fees or estimates for repairs not covered under this Agreement are your responsibility.

4- HOW TO GET SERVICE: You must contact the Administrator for authorized service within 7 days of noticing the defect or damage to your covered product